7 Aise Behtarin "Credit Card" Joh Hai Free

1. LIC AXIS BANK CREDIT CARD

BENIFITS :

• LIC payment par ₹100 spend karne par 2 Reward points
• Lifetime free credit card
• 8 domestic lounge visits/ year (Signature)
• Fuel spends par 1% surcharge waiver

ELIGIBLE: 

1.  Primary Cardholder ki age 21 se 70 years ke beech honi chahiye
2.  Add-on Cardholder ki age 18 years ya usse zyada honi chahiye
3.  Income - ₹6 Lakhs ya usse zyada per annum (Signature) aur ₹3 Lakhs ya usse zyada per annum (Platinum)
4.  Applicant Indian citizen hona chahiye

2. INDUSIND CREDIT CARD

• Earn attractive reward points and cashback.
• Reward points jo kabhi expire nahi hote - jab chaahe redeem karein
• RE Indus Easy Credit Card - lifetime free card
• Enjoy complimentary airport lounge access
• Fuel surcharge waiver sabhi petrol pumps par

ELIGIBLE: 

1.  Credit score 750 se upar hona chahiye aur koi negative credit remarks na ho
2.  Varshik aayu: 3 lakh aur upar
3. .Age: 21-60 saal
4.  Valid Pan aur Aadhaar card hona chahiye
5.  Yeh card kuch selected pincodes ke liye uplabdh hai

3. AU SMALL FINANCE BANK CREDIT CARD

BENIFITS :

AU Bank Credit Cards ki taraf se pesh hai, ek anant sambhavnaon ka vishwa.

• 100% digital application process
• Dilchasp Rewards aur cashback benefits
• Complimentary Airport/Railway lounge access (kuch variants par)
• Lifetime Free Credit Card ka vikalp (kuch variants par)
• Mahine ke kharch par adharit aur adhik fayde jaise ki varshik shulk maaf

ELIGIBLE: 

1. Age group
2. Salaried - 21 - 60 saal
3. Self Employed - 25 - 65 saal
4. Varshik aayu ₹3,00,000 se adhik honi chahiye.
5. AU Small Finance Bank ke maujooda grahak yogy nahi hain.
6. RBl ke margdarshan ke anusar, grahak ko payout ke liye card activate karna zaroori hai.

4. IDFC FIRST BANK CRETID CARD   

BENIFITS :

Welcome voucher worth ₹500 jab ₹5000 ke andar pehle 30 din mein kharch kiya jaye
Reward Points

• Lifetime Free Credit Card
• 3X Rewards online aur offline kharch par
• ₹20,000 se adhik mahine ke kharch par 10X Rewards
• Insurance aur utility transactions par 1X Rewards
• Rewards kabhi na khatm hone wale

Additional benefits

• - Har mahine PayTM ke zariye movie tickets par 25% discount
• - Free road side assistance ₹1499 ki keemat tak
• - 1500+ restaurants aur merchants par up to 20% discount
• Insurance protection: Personal Accident Cover, Lost Card Liability Cover

ELIGIBLE:  

1.  Salaried Individuals - 21 se 60 saal; Self Employed - 25 se 65 saal.
2.  Mahine ki aayu - ₹30,000 se adhik,
3.  Doosre bank ke credit card ke malik jinki limit ₹50,000 se upar hai.
4.  Credit Score - 710 se upar aur saaf past record hona chahiye.
5.  50 shehron ke nivaasiyon ke liye uplabdh hai. PIN Code check karein.
6.  Sirf un customers ko IDFC Credit Card lene ki ichha dikhayi gayi hai unhe hi beche jayenge. IDFC ke liye customers ko phone par na bulaya jaye.
7.  Agar customers apna maujooda IDFC card upgrade karte hain, to koi payout nahi kiya jayega.

5. RUPI CARD

BENIFITS :

• Lifetime Free Credit Card
• 100% Guaranteed Credit Card
• Income proof aur credit score check ki zarurat nahi
• Fixed Deposit par up to 7% p.a. interest kamayein
• Instant cash withdrawal
• Dining, lifestyle, shopping aur kai aur par discounts
• Eligible kharch par 0.5% Cashback - rewards jo kabhi na khatm hone wale

ELIGIBLE: 

1.  Applicant ko Bharatiya nagrik hona chahiye.
2.  Age: 18 - 61 saal
3.  Location: Bharat ke kisi bhi sthan mein, sirf Jammu & Kashmir, Ladakh, Andaman & Nicobar Islands, Assam, Mizoram, Meghalaya, Manipur, Arunachal Pradesh, Tripura, Nagaland aur Sikkim ke alawa.

6. HSBC VISA PLATINUM CREDIT CARD   

BENIFITS :

• Lifetime Free Credit Card
• Har ₹150 kharch par 2 Reward Points kamayein
• 3 muft Airport Lounge ka upayog karein
• ₹500 ke Amazon voucher paaye

ELIGIBLE: 

1.  Sirf salaried employees ke liye uplabdh hai
2.  Age: 18-65 saal
3.  Minimum Income: ₹4 lakhs varshik
4.  Applicant ko Bharatiya nagrik hona chahiye
5.  Aapko kisi bhi yeh shehron mein rehna chahiye: Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida, Pune

6. Documents required:
   a) Agar aap MNC mein kaam karte hain toh salary slip / certificate
   b) Aapke doosre credit cards ke liye applicable hai: credit card aur aapki latest credit card statement
   c) Aapki latest salary slip ki copy, plus pichhle 3 mahine ke bank statements
   d) Proof of residence, identity aur Permanent Account Number (PAN) card / Form 60

7. Kripya dhyan dein ki yeh list sirf reference ke liye hai. Credit card processing ke dauran aur documents ki zarurat pad sakti hai

BENIFITS :

• Lifetime Free Credit Card
• ₹150 spend karne par 2 Reward Points earn karein
• 3 complimentary Airport Lounge access
• ₹500 ka Amazon voucher paayein

ELIGIBLE: 

1.  Available for salaried employees
2.  Age: 18-65 years
3.  Minimum Income: ₹4 lakhs p.a.
4.  Applicant must be an Indian citizen.
5.  Aapko in shehron mein se kisi mein rehna chahiye: Bangalore, Chennai, Gurgaon, Hyderabad, Mumbai, New Delhi, Noida, Pune.
6.  Documents required:   

• a) Agar aap ek Multinational Corporation (MNC) mein kaam karte hain toh salary slip / certificate.   
• b) Credit card aur aapke latest credit card statement (agar aapke paas doosre credit cards hain).  
•  c) Aapki latest salary slip ki copy, plus pichhle 3 mahine ke bank statements.   d) Proof of residence, identity aur Permanent Account Number (PAN) card / Form 60.

7.  Kripya note karein ki yeh list sirf reference ke liye hai. Credit card processing ke dauran additional documents ki zarurat pad sakti hai.

7. STANDARD CHARTERED CREDIT CARD

BENIFITS :

• Life Time Free Credit Card
• 5X Reward Points Rasturant Me Khana Or Tel/Petrol Par
• Kuch Bhi EMI 
• Jab Use Kare Har Baar Reward Point Paye
• Fast Aur Digital Application  Process

ELIGIBLE: 

1.  Age: 18-67 years
2.  Salaried and Self Employed with monthly salary ₹30,000
3.  Government employees bhi apply kar sakte hain (TAN no/form 16 chahiye hoga)
4.  Cibil Score 750 se above hona chahiye, with no negative remarks/ no payment miss
5.  Sirf specific pin codes ke liye. Apply karne se pehle customer pin code check karein